We have all been there. You open your favorite travel app, search for flights, pick a great hotel, and add your favorite tours to your cart. But when you hit the checkout screen and see the final total, you pause.
Paying for a vacation usually means watching a large sum of money leave your bank account all at once. But it doesn’t have to work that way. With Maya Mini Payments, you can secure your flights and hotels today, then split eligible travel purchases into smaller monthly payments at 0% interest.
To see how this works, consider a typical trip to Japan. Buying everything in one payment can feel heavy on your wallet. Converting eligible expenses into a 3-month plan lets you spread out the cost while keeping total interest at zero.
Here’s what that could look like for a typical Japan trip:
| Travel Expense | Upfront Total | Maya Mini Payment (3-Month Term at 0% Interest) |
| Direct Roundtrip Flights | ₱24,000 | ₱8,000 per month |
| 4-Night Hotel Stay | ₱21,000 | ₱7,000 per month |
| Train Tickets and Passes | ₱12,000 | ₱4,000 per month |
| Total | ₱57,000 | ₱19,000 per month |
Instead of paying ₱57,000 upfront, you pay ₱19,000 each month for three months. You reserve your seats and hotel rooms right away, keep your extra cash for daily expenses, and pay zero interest. You also continue to earn your Maya Miles or Landers Cashback rewards on eligible purchases.
Starting October 1, there will also be processing fees of ₱300 for amounts of up to ₱100,000 and ₱500 for amounts above ₱100,000.
Converting purchases into monthly payments is easy. Just book your flights, hotels, and travel packages using your Maya credit card on your chosen travel site or app then open the Maya app and view your card transactions. Select your eligible travel purchases and choose the 3-month payment plan at 0% interest. You can also manage your payment dates directly inside the Maya app.
From September 1 to December 31, you can convert travel purchases of ₱20,000 or more into a 3-month plan at 0% interest. This offer applies to eligible flights, hotels, travel services, and international store purchases.
You can also convert electronics and home appliances purchases of ₱10,000 or more into a 3-month plan at 0% interest until December 2026.
If you prefer longer payment timelines, you can choose 6, 9, or 12-month installment plans directly inside the Maya app at a fixed monthly add-on interest rate of 1%.
Pay for your next travel booking using your Maya credit card, convert your purchase in the app, and start preparing for your trip.
Planning for your next trip? Don’t forget to check out how you can spend wisely with Maya’s Mini payments! Check out more info here!
