Affordable P100 Insurance for Filipinos Available Online? Here’s How You Can Get it

Good news for Filipinos. You can now protect yourself and your family with life insurance for as low as P100 one-time payment a year. And the best part? You can avail of it in just a few minutes online.

It’s true. This means that, now, more Filipinos can get access to digital, easy, and affordable life insurance. Through Lazada, you can avail of these life insurance plans – that can go as low as P100 – which are powered by Sun Life Financial, one of the top insurance companies in the Philippines.

ALSO READ: How I Met My Financial Advisor and How It Has Changed My Life

Available for individuals and their families who are registered Lazada members, these super affordable plans can provide coverage from P25,000, P50,000, and even up to P100,000. This means that in the case of an illness or accident that causes death or a person’s dismemberment, the beneficiaries (parents, spouse, or children) of the person who is insured will receive the amount equivalent to the insurance coverage, financially securing them following the unforeseen event.

Life plans for Filipinos and their families

There are two primary kinds—the Life Armor and the Family Armor. Here are the important points you need to know about the two!

Life Armor: for individuals for P100

  • P100 one-time payment for one (1) year coverage
  • Available for individuals between 18-50 years old
  • Accident or illness insurance coverage of P25,000
  • You can avail up to a maximum of four Life Armor plans, to get a total coverage of P100,000

Family Armor: for you and your family, starting at P200

There are four Family Armor plans:

  • Family Armor I for P200 – for you and your children
  • Family Armor II for P265 – for you, your spouse, and your children
  • Family Armor III for P295– for you and your parents
  • Family Armor IV for P365 – for you, your parents, and your children

Each of these costs are one time payments for a coverage of up to P50,000 for one (1) year. This means that you or your beneficiaries can receive a payout in case of accidents that lead to death or dismemberment, or a partial refund for the hospital expenses due to an accident.

How to get the Life Armor and Family Armor online

The amazing thing about Life Armor and Family Armor plans is that they’re so easy to get. You just go online at and, in a few clicks, voila! You can have insurance that protects you and your family. In fact, Sun Life made the process so easy that you can be insured in just a few clicks. That’s it!

Ready to get yours? If you are a registered Lazada member, go to this link at Lazada, choose the Life Armor or Family Armor plan that best suits your needs, click “add to cart” to avail and pay, and that’s it! After that you just have to wait for the registration form that will be sent to your email within two days of your purchase. Once you’ve completed that, congratulations, you are then officially insured. Just make sure to keep your certificate or POC (Proof of Cover) that will be sent to your email!

For Filipinos, family and our time together with them are the most important things, above all. And with life insurance plans like Life Armor and Family Armor, it can give you peace of mind and live without worry knowing that your loved ones will be secured no matter what happens. So if your only question is, is insurance really worth it? Then the answer is yes. It is.

BONUS: March 27 is Lazada’s Birthday Sale and they’re giving away a 4D3N trip for two in any of these three destinations: Bangkok, Hanoi, or Taipei! The prize includes free accommodation, roundtrip airfare, and one day tour. Members can get a chance to win this amazing deal by keying in the code SUNLIFE before checkout. Promo runs from March 27 to April 12, 2019 *per DTI permit no. 4929.

For more information about Life Armor and Family Armor, or to finally get your own, head on over to through this link:

Sun Life Financial

Official website:
Instagram: @sunlifeph

Sun Life Centre, 5th Avenue cor. Rizal Drive, Bonifacio Global City, Taguig
Hotline: (02) 849-9888

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