In the Philippines, Christmas is a season defined by heartfelt giving: the noche buena, the thoughtful gifts, the cash pamasko for the inaanaks. It’s a time to share love and appreciation. But let’s be honest: all that generosity often comes with a secret, unwelcome guest: the financial hangover that lingers well into the New Year.
This year, GoTyme Bank is changing that narrative. GoTyme Bank believes that sharing love shouldn’t mean stressing over hidden fees or sacrificing security. They’re here to empower Filipinos to embrace the spirit of giving through secure, rewarding, and cost-free transactions, making generosity simple and, most importantly, stress-free.

Photo from GoTyme Bank
The Gift of Zero Fees: Share Love, Not Charges
We get it. Every single transfer fee adds up, slowly draining the funds meant for a more meaningful purchase. That’s why GoTyme Bank is making it easier than ever to send your love, whether it’s for a virtual pamasko or helping a loved one with their holiday expenses.
- 20 Free InstaPay Transfers Monthly: Send money to any bank without worrying about fees (you get 20 free InstaPay transfers every single month!)
- Worry-Free After Limit: Hit your limit? Don’t stress! Future transfers are only 9 pesos each, and you can even pay for it using your Go Rewards points. Now that’s a holiday perk!

Rewarding Your Generosity
With GoTyme Bank, giving back is rewarding for you too with your everyday holiday shopping and transactions becoming opportunities to earn even more.
| Action | Go Rewards Earn Rate | Examples |
| Partner Stores | 1 point per Php100 spend | Robinsons Supermarket, Shopwise, Cebu Pacific |
| Everywhere Else | 1 point per Php500 spend | Restaurants, Malls, Online Shopping |
Whether you’re buying groceries for the Christmas dinner or booking flights for a reunion, you can earn points that can be used for future savings or treats!
Peace of Mind: Your Savings, Securely Wrapped
While you’re busy sharing your blessings, GoTyme Bank is busy securing your future. Rest easy knowing your funds are protected by advanced security features. This holiday season, you can rest assured knowing that your savings account is as safe as your most treasured family recipe.
Get Started in 5 Minutes (Seriously!)
No long lines, no confusing paperwork. GoTyme Bank respects your time, especially during the busy holidays. Opening your account is quick and easy, literally only taking five minutes. Plus, your personalized, free debit card will be instantly issued at any GoTyme Bank kiosk nationwide.

Photo from GoTyme Bank
Unlock an Exclusive Adventure: Fly to Australia!
Ready for a truly epic gift? As a special holiday treat, GoTyme Bank is giving you a chance to score an all-expense-paid trip for two to Australia for the AFC Women’s Asian Cup 2026!
- Every Php1,000 spent using your GoTyme Visa Debit Card = 1 raffle entry.
- Making overseas transactions? You’ll earn 3X entries!
Promo runs from December 12, 2025 to January 07, 2026. DTI Fair Trade Permit No. FTEB-244801 Series of 2025.
Follow @gotymebank and join the journey with #GoTymeRoadToAFC and #ItsGoTymeToGive.
