Here’s What Filipinos Think Are the Best Investment for 2022, According to a Study

30% of Filipinos think cash will be the best performing investment in 2022, making it the top pick ahead of property, stocks, and cryptocurrency, according to’s Retail Investor Sentiment Report.

Finder polled 39,573 adults in December 2021, including 2,008 Filipinos*, to reveal that Filipinos are the 6th most likely out of 26 countries to pick cash as the best investment for 2022.

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The next most popular investment pick is property, with 18% of Filipinos saying brick-and-mortar will be the best investment in 2022. This is followed by stocks (17.5%) and cryptocurrency (17%).

Investment editor at Finder, Kyle Purcell, said the survey results aren’t surprising given inflation is improving in the Philippines and interest rates are expected to rise.

“With the country’s inflation rate slightly improving from 3.6% from December 2021 to 3.0% to January 2022, 30% of Filipinos said cash will be the best performing investment this year, well above the global average of 24%.

“However people still need to consider the inflation-adjusted return even when inflation is low. PHP 100 today may only be worth PHP 80 down the track, so consumers should be thinking about how they can inflation-proof their portfolios but maintain liquidity should they need the cash.”

Purcell says that a rate hike from the Bangko Sentral ng Pilipinas isn’t off the cards for this year, which could be good news for cash investors.

“Interest rates are currently at a record low but the Bangko Sentral ng Pilipinas has signaled that it might have to raise the rates starting mid-year. Low interest rates are typically bad news for cash savers because it’s harder to earn interest on your savings.”

You can view the full report here:

best investment for filipinos 2022

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