Some millennials often forget how important savings are because they choose to live in the now.
But hey, in case you’ve finally realized how important it is to save even just a few bucks, here are a few tips on how to fatten up your piggybank.
5. Bring baon
It sure is tempting and convenient to eat out all the time, but cooking and packing lunch will help you set aside some cash for your savings. Not to mention, you get to hone your cooking skills too!
4. Use pantry supplies
We know, you need that cup of coffee to start your day off but do you really need to spend more than a hundred on a cup of caffeine? Instead of going to a cafe and ordering your fix there, why not make yourself one in the office pantry where the coffee is free and the creamer is plenty?
3. Avoid malls as much as possible
If you already know that you are weak to temptation, then at least try avoiding places that double the struggle. Not going to malls when you don’t need to might just save you from the impulse and unnecessary shopping spree.
Opting to walk instead of taking a cab when your destination is close is not only a money-saving choice but an eco-friendly one, as well. Plus, there are times when walking from one place to another is actually faster. Hello, Makati traffic!
1. Learn to say no
It’s Friday night and all your friends are planning to go out because the week, just like the last 5 weeks, has been stressful. If you fear that you might miss out on the fun, remember that learning to say no at times will save you from the fear of future financial instability.
A little sacrifice will go a long way and might help you retire from your job earlier, thus leaving you plenty of time to YOLO without all the worries.
What are your thoughts on this? Tell us in the comments below.